Technology that transforms your retail lending business.

Credit services that generate new revenue

Migo ePay

Credit-based payments on Websites, Mobile Apps, or Payment Platforms. You can partner with Migo to launch credit-driven products on your channels to significantly grow your customer base and transaction revenue.

Migo Cash

Short-term cash loans to bank accounts, mobile wallets, or prepaid debit cards. Migo will disburse cash loans to your customers in whatever account is easiest for them to access.

Migo overPay

Overdraft facility on accounts, digital wallets, and debit cards for all customer segments. Extend more functionality to lower income borrowers than ever before.

Migo proxPay

Credit-based proximity payments. Using ubiquitous channels like Whatsapp, USSD, Instagram, and Facebook, Migo allows in-person payments without the need for plastic cards or POS machines.

Migo cardPay

Issue virtual and physical credit cards to all customer segments, including lower income segments. Migo combines your data with data from telecommunication operators and other industry players to allow you to fund payment transactions with or without traditional credit card networks or credit bureaus.

Credit anywhere your customers are

Mobile App





Point of Sale





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Make Credit Accessible To The Underserved

Migo’s technology and scale enables your bank to serve underbanked individuals, entrepreneurs and small businesses profitably. Reach underbanked customers anywhere they are, including on USSD.

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Generate New Revenue From Your Data Sets

Migo enables banks to harness the power of their customer data for credit scoring, customer analytics and personalized marketing automation. Offer new products and enhance the customer experience.

Want to increase net interest income? HIDE THIS SECTION

Migo offers banks the option to take on credit risk and earn more net interest income.

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Leverage Migo’s industry leading predictive models to assess credit risk.

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Use Migo's decisioning API’s to manage exposure according to internal risk policies.

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Turnkey Solution

Migo’s cloud based platform enables businesses of all sizes to offer credit to their customers through a simple integration to Migo’s APIs.

Become a Migo Partner

Email us to learn more about becoming a Migo partner.