Migo takes data privacy very seriously. We are fully compliant with GDPR and all local privacy regulation.
First, we separate PII (Personally Identifiable Information) such as name, address, state of origin, etc.) and non-PII data. We then ask partners to provide 6 months of non-PII data and a real-time or daily feed of behavioral data. The non-PII data is used to build anonymous risk profiles.
After the customer consents to full data access, you can then supply PII data to Migo through our API's. Alternatively, you can provide an API that Migo can reference in order to obtain PII data. It is at this point that we can match PII data to the anonymous profile to make a credit decision.
We do not disclose customer information under any circumstances other than those required by law.
Furthermore, if required, we can bring physical servers into your data center and process the data on-site so that your data never leaves your premises.